CRITICAL — Immediate action required

LEVY RISK: This notice can lead to seizure of your bank accounts, wages, or other assets if left unresolved.

CP504

Notice of Intent to Levy — State Tax Refund


30days

30 days from the notice date. After this, the IRS can seize your state refund without further notice. Bank levies and wage garnishments can follow.

What this notice means

This is one of the most serious notices the IRS sends. They are telling you they intend to seize your state tax refund immediately. They are also warning that they may issue levies on your bank accounts and wages if you do not resolve this. This is not a threat — it is a notification that action is already authorized.

What happens if you ignore this

The IRS will seize your state tax refund. They will then issue a formal levy notice (LT11) which gives them authority to levy your bank accounts, wages, and other financial assets.

What to do right now

1

Do not wait even one day — the IRS can act on this notice immediately after 30 days

2

If you cannot pay, file for a Collection Due Process (CDP) hearing within 30 days — this legally stops all levy action while the hearing is pending

3

Call the IRS Automated Collection System at 800-829-1040 or have a licensed EA call the Practitioner Priority Service to negotiate a hold

4

An installment agreement filed before the 30 days expires will stop the levy process

5

Document your financial hardship now if you cannot pay — CNC status stops all collection action

Programs that may help you

Installment AgreementCurrently Not CollectibleOffer in CompromiseCollection Due Process Appeal

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